Your local Reverse Mortgage AdvisorNMLS# 468646
San Francisco, CAContact Me
Your local Reverse Mortgage Advisor
San Francisco, CA
Mary-Alice Cárdenas has helped over a thousand seniors remain in their homes through reverse mortgages. Having worked with financial and estate planners, bankers, certified public accountants, and senior care advocates, Mary-Alice’s successes since 2005 draws on professional experience in senior care and real estate. She holds a Master’s degree in Public Health and has an extensive background in senior healthcare. She values older adults and their experiences, saying, “It’s rare that I don’t learn something from my clients, which helps me live a more meaningful life.” Her background with, and deep caring for, older Americans has made her a respected reverse mortgage specialist. Mary-Alice is proud of her Spanish heritage and is bilingual, providing added value to clients, and has a vested interest in all past and new clients. She enjoys learning about family origins and keeping in touch with past clients to learn how an RM has improved and changed their lives.
More About Me
In addition to being your local agent, I enjoy:
- Traveling and learning alongside of her son, O’Neill
- Walking, meditating, biking, swimming, and journaling
- Spending time with parents and siblings who I am blessed to have alive
Recognitions and Certifications:
- Master’s in Public Health
- Former Board Member of SF FPA
- Member of the Marin county Estate Planning council
- Completed Ironman Brazil and Ironman Coeur-de lane
Did You Know?
Reverse mortgages are a safe and strategic solution for homeowners in or nearing retirement to live more comfortably and be better financially prepared for the future.
Pay off an existing mortgage or home equity loan
Reduce monthly expenses
Buy a home that matches your needs and dreams in retirement
of households comprised of people who are age 65 are “at risk” of not having enough funds to maintain their standard of living during retirement. And using a reverse mortgage can reduce that risk.1
1 Center for Retirement Research at Boston College, The National Retirement Risk Index: An Update, by Alicia H. Munnell, Anthony Webb, and Francesca Golub-Sass, October 2012.
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What our borrowers are saying
Mary-Alice helped make the process painless, and explained the truths and myths about reverse mortgages. She made the process easy. Mary-Alice stayed in touch after the loan closed to make sure we understood our statements. It wasn’t just a transaction to her. She really cared about our well-being."
Verified FAR Borrower
Mary-Alice and I had a three-way conversation with my financial advisor, and he said, ‘Go for it.’ As soon as it became obvious that (a reverse mortgage) was the thing I should do, I just felt that big load slide off my back. My friend is a tough one, and he asked all the right questions, and Mary-Alice came through with shining colors.”
Verified FAR Borrower
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