JoAnn's Headshot

JoAnn Merrill-Drum

Your local Reverse Mortgage Advisor

NMLS# 653014

San Diego, CA

(714) 330-6080

Contact Me

JoAnn Merrill-Drum

Your local Reverse Mortgage Advisor

NMLS# 653014

San Diego, CA

With 36 years in the mortgage industry, JoAnn decided to venture into the world of reverse in 2022. She believes reverse mortgages could benefit many people 55+ and wants to educate and assist seniors in living a comfortable and happy retirement. JoAnn finds joy in helping people achieve their first, second, or third home, and loves building relationships with her clients and their generations to come.

More About Me

In addition to being your local agent, I enjoy:

  • Hiking
  • Painting
  • Cooking
  • Deep Sea Fishing
  • Traveling

Recognitions and Certifications:

  • President's Club Member (7 years)
  • Licensed Real Estate Broker

Did You Know?

Reverse mortgages are a safe and strategic solution for homeowners in or nearing retirement to live more comfortably and be better financially prepared for the future.

Pay off an existing mortgage or home equity loan

Reduce monthly expenses

Buy a home that matches your needs and dreams in retirement

53%

of households comprised of people who are age 65 are “at risk” of not having enough funds to maintain their standard of living during retirement. And using a reverse mortgage can reduce that risk.1

Reverse Mortgage Calculator

Enter your information below to see your personal calculation.

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Mortgage Payoff
Available Proceeds
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How did we get this number?

This number accounts for the largest factors related to reverse mortgage qualification and potential payouts – home value, location, age, and any existing mortgage balance.

Call (844) 977-0131 to speak with a licensed specialist about specific options tailored to you and your goals.

Calculator Results

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© 2022 Finance of America Reverse LLC

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By submitting this request for information, I hereby provide my signature, expressly consenting to receive information by email or phone, via automated dialing systems, texting, and/or prerecorded messages, from or on behalf of Finance of America Reverse LLC and its fulfillment partners and may agree to receive other offers on the telephone number I provided above, including my wireless number, even if I am on a State or Federal Do-Not-Call list. I understand consent is not a condition of purchase and that I may revoke my consent at any time. I can revoke consent by calling FAR customer service at 855-421-4745, or contacting my loan officer.

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What our borrowers are saying

I was recently referred to JoAnn through my real estate agent. Nothing but a positive experience with her and her team! Excellent service all the way around. We were on a super tight schedule and she came through with flying colors. Can't praise her and her team enough! I have already recommended her to several people. Thank you again.

Rhett

Verified FAR Borrower

If you're looking for a genuine, reliable, and knowledgeable person to fund your loan JoAnn is the person for you. We were first time home buyers who didn't even know where to begin with the process of purchasing a home. JoAnn, was able to walk us through the process in a vocabulary that we could understand and process that made us feel more comfortable about moving forward. From everyone telling us that we need to debt free and pay off all of our credit cards before starting the process was wrong and JoAnn was able to articulate to us and get us in the right direction what worked best for us so we wouldn't be House poor. Her communication was top notch, I didn't have to reach out to her for any information she was on top of it, and she was always available when we had questions about something. I would highly recommend JoAnn, and we will be using her for the future and will be referring to family and friends!

Clayton

Verified FAR Borrower

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A reverse mortgage gives you the power to unlock the equity built up in your home while you continue to live in it.

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JoAnn Merrill-Drum

Reverse Mortgage Advisor