Your Local Reverse Mortgage Specialist:

{LO Name}

Your local {LO Title}

NMLS# {000}


{Phone Number}

Rudri Bhatt Patel

Senior Content Writer

Rudri Bhatt Patel is an attorney-turned-writer, journalist, and educator. She currently serves as a senior content writer for Finance of America Reverse. In addition, her work has appeared in The Washington Post, Business Insider, JSTOR Daily, Saveur, Civil Eats, and numerous other local and national publications.

Ms. Patel does not represent the company as counsel. Her articles are for informational purposes only and should not be construed as legal advice.

Rudri Patel headshot

Articles by Rudri Bhatt Patel

A couple looks over information about reverse mortgage fees
4 Min. Read

What Fees Do You Pay With a Reverse Mortgage?

There are fees and costs associated with taking out any mortgage, and reverse mortgages are no exception. Here is a detailed list of the fees you can expect to pay when you take a Home Equity Conversion Mortgage (HECM).

A woman calculating how much equity she has in her home.
4 Min. Read

How Much Equity Is in My House?

Learn how to calculate your home equity and how understanding it can help you leverage it to your advantage.

A man reviewing information about his reverse mortgage line of credit
4 Min. Read

How Does a Reverse Mortgage Line of Credit Work?

A reverse mortgage line of credit has some unique features that can make it both a useful tool in the present and security for the future.

A boxing woman fights inflation with a reverse mortgage
3 Min. Read

Fight Inflation With a Reverse Mortgage

When inflation is high, a reverse mortgage offers some unique ways of fighting the pinch of rising prices.

A couple discussing the tradeoffs of a reverse mortgage with a financial advisor
3 Min. Read

Reverse Mortgage Tradeoffs: What You Give, What You Get

In any financial transaction there are tradeoffs. Here's a rundown of what you give up and what you gain when you take a reverse mortgage.

A family discussing a reverse mortgage
5 Min. Read

Reverse Mortgage: A Guide for Children and Heirs

After the last borrower on a reverse mortgage passes away, the loan needs to be settled. Usually, that responsibility falls to the heirs. Here's what they can expect.

A mother reviews her estate plan with her adult child
3 Min. Read

What to Tell Your Adult Children About Your Estate Plan

Sharing information about what's in your estate plan with your adult children is a simple way to help them navigate your estate when the time comes.

people looking to see if they can get a reverse mortgage on their condo
3 Min. Read

Can I Get a Reverse Mortgage on My Condo?

FHA-approved condos are eligible for home equity conversion mortgages. Here's how you can find out if yours is eligible, and what to do if it isn't.

A daughter having a difficult conversation with her aging parent
7 Min. Read

How to Have Difficult Conversations With Aging Parents

With certain conversations it can be difficult to know where to start. Learn how to initiate essential conversations with your parent, when to talk and when to listen.

People looking at a house and wondering what to do with the reverse mortgage
2 Min. Read

What Happens When a Reverse Mortgage Borrower Dies?

When a reverse mortgage borrower passes away, the loan will become due and payable. Here's what heirs and borrowers should know about what happens next.

a woman discussing types of trusts
4 Min. Read

Types of Trusts

Learning about the different types of trusts can help inform which makes the most sense for your estate and needs.

a woman discussing credit and reverse mortgages
2 Min. Read

Reverse Mortgages and Credit Scores: What Borrowers Should Know

Credit ratings and mortgages go hand in hand, but as with most things reverse, when you are taking out a HECM credit works a little differently.

A woman sits a lone at a table thinking about divorce and her reverse mortgage
3 Min. Read

What Happens to a Reverse Mortgage After a Divorce?

Divorce can impact a reverse mortgage in a variety of ways. This overview offers options for a variety of situations.

A senior woman taking advantage of educational resources for seniors
5 Min. Read

Educational Resources for Seniors

You may have said goodbye to your school days many years ago, but there are compelling reasons to revisit your education in retirement. Here's a few places to start.

A couple learning about reverse mortgage eligibility requirements
3 Min. Read

Reverse Mortgage Eligibility Requirements

Understanding the eligibility requirements of a reverse mortgage can be helpful in deciding if these financial vehicles are right for you.

A couple on the beach contemplating the horizon and their estate plan
7 Min. Read

Estate Planning Basics: What’s Included and 6 Steps to Make Yours

Estate plans are essential to retirement planning, but that doesn't mean they need to be intimidating or complicated. Here's what they are and how to make one.

Women doing yoga and finding happiness in retirement
3 Min. Read

Attaining Bliss: Finding Fulfillment After Retirement

If you're struggling to find happiness in retirement, these tips and strategies can help get you on a better track.

A couple learning about reverse mortgage interest rates
7 Min. Read

How Do Reverse Mortgage Interest Rates Work?

Interest rates accrue and get paid differently on a reverse mortgage than on other loans, here's what potential borrowers need to know.

A mother and daughter writing a family history together
5 Min. Read

Writing Your Family History: Tips for Non-Writers 

Writing a family history and committing treasured stories to paper makes a meaningful heirloom to pass on to future generations. Here's where to start.

A senior couple hiking safetly
5 Min. Read

6 Hiking Tips for Seniors

Whether hiking is a new hobby, or a lifelong passion, these six tips will help keep safe and healthy on the trail.

Older man asking what is a pension
3 Min. Read

What Is a Pension?

Less common than they once were, pensions are savings vehicles for retirement. Here's who gets one and how they work.

A woman using a smart thermostat in her home
4 Min. Read

Assistive Technology Products for Older People

Chances are if there's something in your life you'd like to make easier, there's a device or gadget to help you.

Couple contemplating a cash-out refi vs. a reverse mortgage in their kitchen
4 Min. Read

Cash-Out Refi Versus Reverse Mortgage

Deciding which type of loan is best suited to your needs can be tricky. Here's a rundown of the differences between a cash-out refinance vs. a reverse mortgage.

Couple moving into the home they bought with a home equity conversion mortgage for purchase
4 Min. Read

Home Equity Conversion Mortgage for Purchase Explained 

Reverse mortgages aren't just for homes you already own. You can use one to purchase a new home as well.

senior woman with dog_what is home equity
3 Min. Read

What Is Home Equity?

Home equity is a valuable tool that can help you finance your retirement. Learn how you can maximize the benefits of your largest asset.